Your life has a lot going onYour life has a lot going on

No. KYFR isn't an expense tracker. With your consent, it uses your financial information to understand what's going on around the decision you're considering.

Everyday spends, bigger purchases, EMIs, loans, credit cards and other financial commitments. If you're thinking about spending, borrowing or committing, you can KYFR it first.

No. It could tell you to go ahead, pay less, split it, wait a bit or hold off. KYFR shows you what makes sense for your situation and what you can do next.

With your consent, KYFR can access financial information through India's Account Aggregator ecosystem and Credit Bureaus.. The access is read-only, which means KYFR can use the information to give you Clarity, but can't move your money.

Your data is protected and access is consent-based. You choose what to connect and can disconnect access when you want.

KYFR starts with your decision, not a product. If there's another way to make your decision work better, KYFR may show it as an option. The choice is always yours.

Spend analysis, financial insights and other general features of KYFR are available to all users. Personalised investment advice, where applicable, is provided by Flowlabs Investment Advisors Private Limited, a SEBI registered Investment Advisor, only to users who choose to become its advisory clients, after completing risk profiling and signing a separate investment advisory agreement. You still make every decision.